:root {
      --navy:#061629;
      --navy2:#0b2442;
      --navy3:#102f55;
      --gold:#c99a36;
      --gold2:#e7c86d;
      --cream:#f5ecd9;
      --paper:#fffaf0;
      --white:#fff;
      --ink:#111827;
      --muted:#687385;
      --soft:#f7f3ea;
      --line:rgba(255,255,255,.14);
      --darkLine:rgba(6,22,41,.14);
      --shadow:0 28px 80px rgba(0,0,0,.32);
      --max:1180px;
      --radius:26px;
    }
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--navy);color:var(--ink);line-height:1.55}
    a{color:inherit;text-decoration:none}
    .container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
    .topline{height:5px;background:linear-gradient(90deg,#9e6f1d,var(--gold2),#9e6f1d)}
    header{position:sticky;top:0;z-index:50;background:rgba(6,22,41,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,.1)}
    .header-inner{min-height:82px;display:flex;align-items:center;gap:18px;overflow:hidden}
    .brand{display:flex;align-items:center;gap:12px;min-width:max-content;color:white;flex:0 0 auto}
    .brand-lockup{gap:13px}
    .brand-mark-wrap{width:62px;height:46px;display:inline-flex;align-items:center;justify-content:center;overflow:hidden;flex:0 0 62px}
    .brand-mark-wrap img{width:78px;height:auto;display:block;object-fit:cover;object-position:top center;filter:drop-shadow(0 8px 18px rgba(0,0,0,.35))}
    .brand-wordmark{display:grid;gap:2px;line-height:1}
    .brand-wordmark strong{font-size:20px;letter-spacing:.16em;text-transform:uppercase;line-height:.95;color:#fff;font-weight:900}
    .brand-wordmark small{font-size:10px;color:var(--gold2);letter-spacing:.24em;text-transform:uppercase;font-weight:900}
    .footer-lockup .brand-mark-wrap{width:64px;height:46px;flex-basis:64px}
    .footer-lockup .brand-mark-wrap img{width:80px}
    .footer-lockup .brand-wordmark strong{font-size:19px}
    nav{margin-left:auto;display:flex;gap:2px;align-items:center;min-width:0}
    nav a{padding:10px 9px;border-radius:999px;color:rgba(255,255,255,.78);font-weight:800;font-size:13px;white-space:nowrap}
    nav a:hover{background:rgba(255,255,255,.08);color:white}
    .header-actions{display:flex;gap:10px;align-items:center;flex:0 0 auto}
    .phone{color:white;font-weight:900;white-space:nowrap;font-size:14px}
    .btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:999px;font-weight:900;border:1px solid transparent;transition:.18s ease;cursor:pointer;white-space:nowrap;text-align:center;line-height:1}
    .btn:hover{transform:translateY(-1px)}
    .btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#061629;box-shadow:0 16px 34px rgba(201,154,54,.28)}
    .cta-nowrap{min-width:154px;height:46px;white-space:nowrap;flex-shrink:0;padding:0 18px;font-size:13px}
    .btn-outline{border-color:rgba(231,200,109,.45);color:white;background:rgba(255,255,255,.04)}
    .btn-light{background:white;color:var(--navy);border-color:rgba(6,22,41,.12)}
    .hero{position:relative;overflow:hidden;background:radial-gradient(circle at 82% 14%,rgba(231,200,109,.18),transparent 26rem),linear-gradient(135deg,#061629 0%,#0b2442 58%,#061629 100%);color:white}
    .hero:before{content:"";position:absolute;inset:0;background:linear-gradient(118deg,transparent 0 54%,rgba(201,154,54,.13) 54% 55%,transparent 55% 100%),repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0 1px,transparent 1px 14px);opacity:.75}
    .hero .container{position:relative;z-index:2}
    .hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) 430px;gap:58px;align-items:center;padding:92px 0 86px}
    .eyebrow{margin:0 0 16px;color:var(--gold2);font-size:12px;font-weight:900;letter-spacing:.2em;text-transform:uppercase}
    h1,h2,h3{margin:0;line-height:1.05;letter-spacing:-.035em}
    h1{font-size:clamp(48px,7vw,86px);max-width:760px}
    h2{font-size:clamp(34px,4.5vw,58px)}
    h3{font-size:22px}
    .gold-line{display:block;width:120px;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold2));margin:24px 0}
    .hero-lede{max-width:720px;color:rgba(255,255,255,.78);font-size:clamp(18px,2.2vw,24px);margin:24px 0 0}
    .hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
    .hero-proof{display:flex;gap:10px;flex-wrap:wrap;margin-top:28px}
    .hero-proof span{padding:9px 12px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.06);border-radius:999px;color:rgba(255,255,255,.82);font-size:13px;font-weight:800}
    .about-card{position:relative;padding:30px;border-radius:var(--radius);background:linear-gradient(180deg,rgba(255,255,255,.1),rgba(255,255,255,.055));border:1px solid rgba(231,200,109,.28);box-shadow:var(--shadow);overflow:hidden}
    .about-card:before{content:"";position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(90deg,var(--gold),var(--gold2),var(--gold))}
    .card-logo{width:86px;height:70px;object-fit:contain;margin-bottom:18px;filter:drop-shadow(0 10px 20px rgba(0,0,0,.25))}
    .about-card h2{font-size:30px;color:white;margin-bottom:14px}
    .about-card p{color:rgba(255,255,255,.78);margin:0 0 16px}
    .about-card strong{color:white}
    .about-card .btn{width:100%;margin:8px 0 18px}
    .trust-list{display:grid;gap:10px;margin-top:12px}
    .trust-list div{display:flex;align-items:center;gap:10px;color:rgba(255,255,255,.82);font-weight:800;font-size:14px}
    .dot{width:9px;height:9px;border-radius:50%;background:var(--gold2);box-shadow:0 0 0 5px rgba(231,200,109,.1)}
    .product-band{background:linear-gradient(90deg,#9e6f1d,var(--gold2),#9e6f1d);color:#061629}
    .product-band .container{display:flex;justify-content:center;gap:28px;flex-wrap:wrap;padding:18px 0;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.16em}
    section{padding:88px 0;background:white}
    .section-head{max-width:780px;margin-bottom:34px}
    .section-head p:not(.eyebrow){color:var(--muted);font-size:18px;margin-top:14px}
    .selector-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
    .selector-card{min-height:230px;padding:24px;border:1px solid var(--darkLine);border-radius:22px;background:#fff;box-shadow:0 10px 24px rgba(6,22,41,.06);display:flex;flex-direction:column;justify-content:space-between}
    .selector-card:hover{border-color:rgba(201,154,54,.75);box-shadow:0 20px 55px rgba(6,22,41,.12);transform:translateY(-2px)}
    .icon{width:42px;height:42px;border-radius:14px;background:var(--navy);color:var(--gold2);display:grid;place-items:center;font-weight:900;margin-bottom:18px}
    .selector-card p{color:var(--muted);margin:12px 0 0}
    .selector-card span{color:#7a5412;font-weight:900;margin-top:20px}
    .agency-section{background:var(--soft)}
    .agency-panel{display:grid;grid-template-columns:.95fr 1.05fr;gap:48px;align-items:center;padding:44px;border:1px solid var(--darkLine);border-radius:var(--radius);background:white;box-shadow:0 20px 50px rgba(6,22,41,.08)}
    .agency-panel p{color:var(--muted);font-size:18px;margin:0 0 18px}
    .gold-copy{color:#8b6318!important;font-weight:900}
    .dark-section{background:var(--navy);color:rgba(255,255,255,.78)}
    .dark-section h2,.dark-section h3{color:white}
    .split{display:grid;grid-template-columns:.9fr 1.1fr;gap:58px;align-items:start}
    .split p{font-size:18px;margin-top:0}
    .chips{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:26px 0 30px}
    .chips div{padding:15px;border-radius:16px;background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.12);color:white;text-align:center;font-weight:900}
    .family-grid,.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
    .info-card{padding:26px;border:1px solid var(--darkLine);border-radius:22px;background:white;box-shadow:0 10px 24px rgba(6,22,41,.055)}
    .info-card p{color:var(--muted)}
    .process{background:var(--soft)}
    .process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
    .process-card{padding:26px;background:white;border-radius:22px;border:1px solid var(--darkLine)}
    .process-card span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2));font-weight:900;color:var(--navy);margin-bottom:18px}
    .process-card p{color:var(--muted)}
    .final{background:radial-gradient(circle at 10% 80%,rgba(231,200,109,.18),transparent 24rem),var(--navy);color:white}
    .final-panel{display:grid;grid-template-columns:1fr 360px;gap:36px;align-items:center;padding:42px;border:1px solid rgba(231,200,109,.28);border-radius:var(--radius);background:rgba(255,255,255,.06)}
    .final h2{color:white}
    .final p{color:rgba(255,255,255,.78);font-size:18px}
    .final-actions{display:grid;gap:12px}
    .fineprint{font-size:12px!important;color:rgba(255,255,255,.6)!important;margin-top:14px!important}
    footer{background:#03101f;color:rgba(255,255,255,.7);padding:58px 0 30px;border-top:1px solid rgba(231,200,109,.2)}
    .footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr 1fr;gap:36px}
    footer h3{color:white;font-size:16px;margin-bottom:12px}
    footer a,footer span{display:block;color:rgba(255,255,255,.72);margin:8px 0}
    footer a:hover{color:var(--gold2)}
    .footer-brand .brand{margin-bottom:16px}
    .legal{margin-top:36px;padding-top:20px;border-top:1px solid rgba(255,255,255,.1);font-size:12px;max-width:980px}
    @media(max-width:1050px){.hero-grid,.agency-panel,.split,.final-panel{grid-template-columns:1fr}.selector-grid{grid-template-columns:repeat(3,1fr)}.family-grid,.why-grid,.process-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.header-actions{display:none}}
    @media(max-width:760px){nav{display:none}.header-inner{min-height:76px}.brand-text strong{font-size:14px}.brand img{width:52px;height:44px}.hero-grid{padding:64px 0}.selector-grid,.family-grid,.why-grid,.process-grid,.chips,.footer-grid{grid-template-columns:1fr}.hero-actions .btn{width:100%}section{padding:68px 0}.agency-panel,.final-panel{padding:28px}}

    @media(max-width:640px){
      .brand-lockup{gap:10px}
      .brand-mark-wrap{width:52px;height:40px;flex-basis:52px}
      .brand-mark-wrap img{width:68px}
      .brand-wordmark strong{font-size:17px;letter-spacing:.14em}
      .brand-wordmark small{font-size:8px;letter-spacing:.2em}
    }


    /* Batch 7 layout fixes */
    body{overflow-x:hidden}
    .section h2{max-width:900px}
    #products h2{font-size:clamp(2.45rem,5.1vw,4.35rem);max-width:920px}
    @media(max-width:1180px){
      .phone{display:none}
      nav a{padding:10px 8px;font-size:12.5px}
      .brand-wordmark strong{font-size:19px}
      .brand-wordmark small{font-size:9px}
      .cta-nowrap{min-width:150px}
    }
    @media(max-width:1040px){
      nav{display:none}
      .header-inner{overflow:visible}
      .header-actions{margin-left:auto}
    }
    @media(max-width:640px){
      #products h2{font-size:clamp(2.05rem,12vw,3.1rem)}
      .header-actions .btn{display:none}
    }

    /* Batch 10 — ICG logo + broad commercial P&C fit fixes */
    body{overflow-x:hidden}
    .header-inner{min-height:76px;gap:14px;overflow:hidden}
    .brand{gap:10px;min-width:auto}
    .brand-mark-wrap{display:none}
    .brand-mark-icg{
      width:58px;
      height:52px;
      flex:0 0 58px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      border:1px solid rgba(231,200,109,.5);
      background:linear-gradient(135deg,#07182d 0%,#0e2746 72%);
      color:#fff;
      font-size:20px;
      font-weight:950;
      letter-spacing:-.08em;
      line-height:1;
      box-shadow:inset 0 0 0 1px rgba(255,255,255,.08),0 10px 24px rgba(0,0,0,.32);
    }
    .brand-wordmark strong{font-size:19px;letter-spacing:.17em;white-space:nowrap}
    .brand-wordmark small{font-size:9px;letter-spacing:.25em;white-space:nowrap}
    nav a{font-size:12.5px;padding:10px 8px}
    .phone{font-size:13px}
    .cta-nowrap{min-width:146px;height:44px;font-size:12.5px;padding:0 16px}
    .card-logo{display:none}
    .card-logo-icg{
      width:74px;
      height:64px;
      display:inline-flex;
      align-items:center;
      justify-content:center;
      margin-bottom:18px;
      border:1px solid rgba(231,200,109,.45);
      background:linear-gradient(135deg,#07182d,#102f55);
      color:#fff;
      font-size:25px;
      font-weight:950;
      letter-spacing:-.08em;
      box-shadow:0 14px 32px rgba(0,0,0,.28);
    }
    .footer-icg{width:54px;height:48px;flex-basis:54px;font-size:18px}
    #products h2{font-size:clamp(2.35rem,5vw,4.1rem);max-width:940px}
    .selector-grid{grid-template-columns:repeat(3,1fr)}
    @media(max-width:1180px){
      .phone{display:none}
      .brand-wordmark strong{font-size:18px}
      .brand-wordmark small{font-size:8.5px}
      nav a{font-size:12px;padding:9px 7px}
    }
    @media(max-width:1040px){
      nav{display:none}
      .header-inner{overflow:visible}
      .header-actions{margin-left:auto}
      .selector-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:640px){
      .brand-mark-icg{width:48px;height:44px;flex-basis:48px;font-size:17px}
      .brand-wordmark strong{font-size:16px;letter-spacing:.13em}
      .brand-wordmark small{font-size:7.5px;letter-spacing:.18em}
      .header-actions .btn{display:none}
      .selector-grid{grid-template-columns:1fr}
      #products h2{font-size:clamp(2.05rem,12vw,3rem)}
    }


    /* Batch 11 — script ICG logo lock */
    .brand-mark-icg,
    .card-logo-icg,
    .footer-icg{display:none!important}

    .brand-script-icg{
      display:inline-flex;
      align-items:center;
      justify-content:center;
      flex:0 0 auto;
      min-width:82px;
      height:50px;
      color:var(--gold2);
      font-family:"Brush Script MT","Segoe Script","Lucida Handwriting",cursive;
      font-size:43px;
      font-weight:500;
      line-height:1;
      letter-spacing:-.11em;
      text-shadow:0 7px 18px rgba(0,0,0,.38);
      transform:skew(-7deg);
    }

    .footer-script-icg{
      min-width:78px;
      height:46px;
      font-size:39px;
    }

    .card-script-icg{
      display:inline-flex;
      align-items:center;
      justify-content:flex-start;
      margin-bottom:18px;
      color:var(--gold2);
      font-family:"Brush Script MT","Segoe Script","Lucida Handwriting",cursive;
      font-size:56px;
      font-weight:500;
      line-height:1;
      letter-spacing:-.11em;
      text-shadow:0 8px 20px rgba(0,0,0,.32);
      transform:skew(-7deg);
    }

    .brand-lockup{gap:12px}
    .brand-wordmark strong{font-size:19px;letter-spacing:.14em}
    .brand-wordmark small{font-size:9px;letter-spacing:.22em}

    @media(max-width:640px){
      .brand-script-icg{min-width:60px;height:42px;font-size:34px}
      .brand-wordmark strong{font-size:16px;letter-spacing:.11em}
      .brand-wordmark small{font-size:7.5px;letter-spacing:.16em}
      .card-script-icg{font-size:48px}
    }


    /* Batch 12 — business protection copy/layout support */
    .hero h1{max-width:950px}
    .hero-lede{max-width:850px}
    .selector-card p{font-size:15.5px}
    .selector-card h3{font-size:21px}
    .section-head p{max-width:880px}
    @media(max-width:1200px){
      nav a{font-size:12px;padding:9px 6px}
    }


    /* Batch 13 — hero headline size fix */
    .hero{
      padding-top:92px;
      padding-bottom:76px;
    }

    .hero-grid{
      align-items:center;
      gap:44px;
    }

    .hero h1{
      max-width:760px;
      font-size:clamp(3.05rem, 5.4vw, 5.65rem);
      line-height:.94;
      letter-spacing:-.075em;
      margin-bottom:22px;
    }

    .hero-lede{
      max-width:720px;
      font-size:clamp(1.05rem, 1.35vw, 1.24rem);
      line-height:1.55;
    }

    @media(max-width:1180px){
      .hero{
        padding-top:78px;
        padding-bottom:68px;
      }

      .hero h1{
        max-width:680px;
        font-size:clamp(2.85rem, 5.1vw, 4.85rem);
        line-height:.96;
        letter-spacing:-.065em;
      }
    }

    @media(max-width:860px){
      .hero-grid{
        gap:30px;
      }

      .hero h1{
        max-width:100%;
        font-size:clamp(2.55rem, 10vw, 4.15rem);
        line-height:1;
        letter-spacing:-.055em;
      }
    }

    @media(max-width:520px){
      .hero{
        padding-top:56px;
        padding-bottom:54px;
      }

      .hero h1{
        font-size:clamp(2.25rem, 13vw, 3.35rem);
        line-height:1.02;
        letter-spacing:-.045em;
      }
    }


    /* Batch 15 — simplified nationwide coverage text */
    .nationwide-badge{
      display:flex;
      align-items:center;
      margin-left:48px;
      margin-right:14px;
      padding:0;
      border:none;
      border-radius:0;
      background:transparent;
      color:#fff;
      flex:0 0 auto;
      white-space:nowrap;
    }
    .us-map-icon{display:none !important}
    .nationwide-text{
      display:grid;
      gap:2px;
      line-height:1;
    }
    .nationwide-text strong{
      font-size:12px;
      font-weight:900;
      letter-spacing:.05em;
      text-transform:uppercase;
      color:#fff;
    }
    .nationwide-text small{
      font-size:9px;
      font-weight:800;
      letter-spacing:.12em;
      text-transform:uppercase;
      color:var(--gold2);
    }

    @media(max-width:1220px){
      .nationwide-badge{
        margin-left:32px;
        margin-right:10px;
      }
      .nationwide-text strong{font-size:11px}
      .nationwide-text small{font-size:8px}
    }

    @media(max-width:1120px){
      .nationwide-badge{
        display:none;
      }
    }

    /* Batch 18 — Business Insurance page + meaningful risk visual */
    .subhero{
      position:relative;
      overflow:hidden;
      padding:92px 0 76px;
      background:
        linear-gradient(135deg,rgba(7,22,39,.98),rgba(12,31,51,.93)),
        repeating-linear-gradient(135deg,rgba(255,255,255,.045) 0,rgba(255,255,255,.045) 1px,transparent 1px,transparent 18px);
      color:#fff;
    }

    .subhero-grid{
      display:grid;
      grid-template-columns:minmax(0,1fr) minmax(420px,.78fr);
      gap:46px;
      align-items:center;
    }

    .subhero h1{
      max-width:850px;
      font-size:clamp(3rem,5.2vw,5.45rem);
      line-height:.96;
      letter-spacing:-.065em;
      margin:0 0 22px;
    }

    .visual-frame{
      position:relative;
      min-height:520px;
      border-radius:30px;
      overflow:hidden;
      box-shadow:0 30px 90px rgba(0,0,0,.42);
      border:1px solid rgba(231,200,109,.22);
      background:#081827;
    }

    .visual-frame img{
      position:absolute;
      inset:0;
      width:100%;
      height:100%;
      object-fit:cover;
      object-position:62% center;
      transform:scale(1.02);
    }

    .visual-shade{
      position:absolute;
      inset:0;
      background:
        linear-gradient(90deg,rgba(7,22,39,.82),rgba(7,22,39,.2) 48%,rgba(7,22,39,.35)),
        linear-gradient(0deg,rgba(7,22,39,.62),transparent 44%);
    }

    .visual-label{
      position:absolute;
      max-width:210px;
      padding:12px 14px;
      border:1px solid rgba(231,200,109,.36);
      background:rgba(7,22,39,.78);
      backdrop-filter:blur(8px);
      box-shadow:0 16px 42px rgba(0,0,0,.28);
      color:#fff;
    }

    .visual-label strong{
      display:block;
      font-size:13px;
      text-transform:uppercase;
      letter-spacing:.12em;
      color:var(--gold2);
      margin-bottom:4px;
    }

    .visual-label span{
      display:block;
      font-size:12.5px;
      line-height:1.35;
      color:rgba(255,255,255,.82);
    }

    .label-contracts{top:28px;left:26px}
    .label-people{top:142px;right:22px}
    .label-liability{bottom:114px;left:26px}
    .label-workers{bottom:28px;right:22px}

    .risk-map-section{
      padding:96px 0;
      background:#f7f3ea;
      color:#081827;
    }

    .risk-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:18px;
    }

    .risk-card{
      padding:28px;
      min-height:230px;
      background:#fff;
      border:1px solid rgba(12,31,51,.1);
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .risk-card span{
      display:inline-block;
      margin-bottom:26px;
      font-size:12px;
      font-weight:900;
      letter-spacing:.16em;
      color:#b79235;
    }

    .risk-card h3{
      margin:0 0 12px;
      font-size:22px;
      letter-spacing:-.035em;
      color:#081827;
    }

    .risk-card p{
      margin:0;
      font-size:15.5px;
      line-height:1.65;
      color:rgba(8,24,39,.72);
    }

    .business-pillars-section{
      padding:96px 0;
      background:#fff;
    }

    .pillar-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:22px;
    }

    .pillar-card{
      padding:34px;
      background:#081827;
      color:#fff;
      border:1px solid rgba(231,200,109,.22);
      box-shadow:0 24px 64px rgba(8,24,39,.22);
      min-height:340px;
      display:flex;
      flex-direction:column;
      justify-content:flex-start;
    }

    .pillar-card .icon{
      width:56px;
      height:56px;
      display:flex;
      align-items:center;
      justify-content:center;
      margin-bottom:24px;
      border:1px solid rgba(231,200,109,.42);
      color:var(--gold2);
      font-size:14px;
      font-weight:900;
      letter-spacing:.02em;
    }

    .pillar-card h3{
      margin:0 0 14px;
      font-size:25px;
      letter-spacing:-.045em;
    }

    .pillar-card p{
      margin:0 0 22px;
      color:rgba(255,255,255,.76);
      line-height:1.65;
    }

    .pillar-card a{
      margin-top:auto;
      color:var(--gold2);
      text-decoration:none;
      font-weight:900;
    }

    @media(max-width:1120px){
      .subhero-grid{grid-template-columns:1fr}
      .visual-frame{min-height:460px}
      .risk-grid,.pillar-grid{grid-template-columns:repeat(2,1fr)}
    }

    @media(max-width:680px){
      .subhero{padding:58px 0 54px}
      .subhero h1{
        font-size:clamp(2.35rem,11vw,3.65rem);
        line-height:1.01;
        letter-spacing:-.05em;
      }
      .visual-frame{min-height:520px;border-radius:22px}
      .visual-frame img{object-position:66% center}
      .visual-label{max-width:180px;padding:10px 12px}
      .visual-label span{font-size:11.5px}
      .risk-grid,.pillar-grid{grid-template-columns:1fr}
    }

    /* Batch 21 — SEO foundation pages */
    .simple-subhero{
      padding:84px 0 70px;
    }

    .narrow-hero{
      max-width:920px;
    }

    .narrow-hero h1{
      max-width:900px;
      font-size:clamp(3rem,5.4vw,5.35rem);
      line-height:.98;
      letter-spacing:-.065em;
      margin:0 0 22px;
      color:#fff;
    }

    .content-section,
    .contact-section,
    .faq-section,
    .legal-page-section{
      padding:88px 0;
      background:#f7f3ea;
      color:#081827;
    }

    .content-grid{
      display:grid;
      grid-template-columns:minmax(260px,.45fr) minmax(0,1fr);
      gap:56px;
      align-items:start;
    }

    .content-grid h2,
    .contact-card h2{
      margin:0;
      font-size:clamp(2.1rem,4.4vw,4.1rem);
      letter-spacing:-.06em;
      line-height:1;
      color:#081827;
    }

    .prose p{
      margin:0 0 20px;
      font-size:18px;
      line-height:1.75;
      color:rgba(8,24,39,.76);
    }

    .mini-list{
      display:grid;
      grid-template-columns:repeat(2,1fr);
      gap:12px;
      margin-top:24px;
    }

    .mini-list span{
      display:block;
      padding:14px 16px;
      border:1px solid rgba(231,200,109,.28);
      background:rgba(255,255,255,.06);
      color:#fff;
      font-weight:800;
    }

    .contact-grid{
      display:grid;
      grid-template-columns:1fr 1fr;
      gap:24px;
    }

    .contact-card{
      padding:34px;
      background:#fff;
      border:1px solid rgba(12,31,51,.1);
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .contact-card p,
    .nap-card{
      font-style:normal;
      font-size:17px;
      line-height:1.72;
      color:rgba(8,24,39,.74);
    }

    .nap-card a{
      color:#081827;
      font-weight:900;
    }

    .note{
      margin-top:18px!important;
      padding:14px 16px;
      border-left:3px solid var(--gold2);
      background:#f7f3ea;
      font-size:14px!important;
      line-height:1.55!important;
      color:rgba(8,24,39,.72)!important;
    }

    .faq-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:20px;
    }

    .faq-grid > div{
      padding:26px;
      background:#fff;
      border:1px solid rgba(12,31,51,.1);
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .faq-grid h3{
      margin:0 0 12px;
      font-size:21px;
      color:#081827;
    }

    .faq-grid p{
      margin:0;
      line-height:1.65;
      color:rgba(8,24,39,.74);
    }

    .legal-document{
      max-width:920px;
      padding:44px;
      background:#fff;
      border:1px solid rgba(12,31,51,.1);
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .legal-document h2{
      margin:26px 0 10px;
      font-size:26px;
      letter-spacing:-.04em;
      color:#081827;
    }

    .legal-document h2:first-child{
      margin-top:0;
    }

    .legal-document p{
      margin:0 0 18px;
      font-size:16.5px;
      line-height:1.75;
      color:rgba(8,24,39,.74);
    }

    .footer-address{
      font-style:normal;
      color:rgba(255,255,255,.72);
      line-height:1.7;
    }

    .footer-address strong{
      color:#fff;
    }

    .footer-address a{
      display:inline;
    }

    @media(max-width:900px){
      .content-grid,
      .contact-grid,
      .faq-grid{
        grid-template-columns:1fr;
      }

      .mini-list{
        grid-template-columns:1fr;
      }
    }

    @media(max-width:640px){
      .narrow-hero h1{
        font-size:clamp(2.35rem,11vw,3.65rem);
        line-height:1.01;
        letter-spacing:-.05em;
      }

      .legal-document,
      .contact-card{
        padding:26px;
      }
    }

    /* Batch 22 — SEO landing page layer */
    .coverage-hero .hero-lede{
      max-width:880px;
    }

    .coverage-intro-section,
    .coverage-details-section,
    .mistake-section,
    .related-section{
      padding:88px 0;
    }

    .coverage-intro-section,
    .coverage-details-section,
    .related-section{
      background:#f7f3ea;
      color:#081827;
    }

    .two-column-detail{
      display:grid;
      grid-template-columns:1fr 1fr;
      gap:24px;
    }

    .detail-panel{
      padding:34px;
      background:#fff;
      border:1px solid rgba(12,31,51,.1);
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .detail-panel h2{
      margin:0 0 24px;
      font-size:clamp(2rem,4vw,3.65rem);
      line-height:1;
      letter-spacing:-.055em;
      color:#081827;
    }

    .dark-detail{
      background:#081827;
      color:#fff;
      border-color:rgba(231,200,109,.24);
    }

    .dark-detail h2{
      color:#fff;
    }

    .check-list{
      list-style:none;
      padding:0;
      margin:0;
      display:grid;
      gap:14px;
    }

    .check-list li{
      position:relative;
      padding-left:28px;
      color:rgba(8,24,39,.74);
      line-height:1.55;
      font-size:16px;
    }

    .check-list li:before{
      content:"";
      position:absolute;
      left:0;
      top:.45em;
      width:11px;
      height:11px;
      border:1px solid var(--gold2);
      background:rgba(231,200,109,.16);
    }

    .dark-detail .check-list li{
      color:rgba(255,255,255,.76);
    }

    .mistake-section{
      background:#081827;
      color:#fff;
    }

    .mistake-list{
      display:grid;
      gap:12px;
    }

    .mistake-list div{
      display:grid;
      grid-template-columns:44px 1fr;
      gap:16px;
      align-items:start;
      padding:16px 0;
      border-bottom:1px solid rgba(231,200,109,.14);
    }

    .mistake-list span{
      color:var(--gold2);
      font-size:13px;
      font-weight:950;
      letter-spacing:.12em;
    }

    .mistake-list p{
      margin:0;
      color:rgba(255,255,255,.78);
      line-height:1.6;
    }

    .related-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:18px;
    }

    .related-card{
      display:flex;
      flex-direction:column;
      justify-content:space-between;
      min-height:150px;
      padding:26px;
      text-decoration:none;
      color:#081827;
      background:#fff;
      border:1px solid rgba(12,31,51,.1);
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .related-card span{
      font-size:24px;
      font-weight:950;
      letter-spacing:-.04em;
    }

    .related-card strong{
      margin-top:22px;
      color:#b79235;
      font-size:13px;
      letter-spacing:.08em;
      text-transform:uppercase;
    }

    .landing-link-panel{
      margin-top:46px;
      padding:30px;
      border:1px solid rgba(12,31,51,.1);
      background:#fff;
      box-shadow:0 18px 44px rgba(12,31,51,.08);
    }

    .landing-link-panel h3{
      margin:0 0 20px;
      font-size:32px;
      letter-spacing:-.05em;
      color:#081827;
    }

    .landing-link-grid{
      display:grid;
      grid-template-columns:repeat(3,1fr);
      gap:12px;
    }

    .landing-link-grid a{
      display:block;
      padding:14px 16px;
      background:#081827;
      color:#fff;
      text-decoration:none;
      font-weight:900;
      border:1px solid rgba(231,200,109,.22);
    }

    @media(max-width:900px){
      .two-column-detail,
      .related-grid,
      .landing-link-grid{
        grid-template-columns:1fr;
      }
    }


    /* Batch 23 — Coverage dropdown navigation */
    nav{
      align-items:center;
    }

    .nav-dropdown{
      position:relative;
      display:flex;
      align-items:center;
    }

    .nav-main-link{
      position:relative;
      padding-right:18px!important;
    }

    .nav-main-link:after{
      content:"";
      position:absolute;
      right:4px;
      top:50%;
      width:6px;
      height:6px;
      border-right:1px solid var(--gold2);
      border-bottom:1px solid var(--gold2);
      transform:translateY(-62%) rotate(45deg);
      opacity:.9;
    }

    .nav-dropdown-menu{
      position:absolute;
      top:calc(100% + 14px);
      left:50%;
      transform:translateX(-50%) translateY(6px);
      width:270px;
      padding:10px;
      display:grid;
      gap:2px;
      background:#071827;
      border:1px solid rgba(231,200,109,.28);
      box-shadow:0 24px 70px rgba(0,0,0,.42);
      opacity:0;
      visibility:hidden;
      pointer-events:none;
      transition:opacity .18s ease, transform .18s ease, visibility .18s ease;
      z-index:50;
    }

    .nav-dropdown-menu:before{
      content:"";
      position:absolute;
      top:-8px;
      left:50%;
      width:14px;
      height:14px;
      background:#071827;
      border-left:1px solid rgba(231,200,109,.28);
      border-top:1px solid rgba(231,200,109,.28);
      transform:translateX(-50%) rotate(45deg);
    }

    .nav-dropdown:hover .nav-dropdown-menu,
    .nav-dropdown:focus-within .nav-dropdown-menu{
      opacity:1;
      visibility:visible;
      pointer-events:auto;
      transform:translateX(-50%) translateY(0);
    }

    .nav-dropdown-menu a{
      display:block;
      padding:12px 13px;
      border-radius:0;
      color:rgba(255,255,255,.82);
      background:transparent;
      font-size:12px;
      font-weight:850;
      letter-spacing:.09em;
      text-transform:uppercase;
      white-space:normal;
      line-height:1.25;
    }

    .nav-dropdown-menu a:hover,
    .nav-dropdown-menu a:focus{
      color:#fff;
      background:rgba(231,200,109,.11);
      outline:none;
    }

    @media(max-width:1040px){
      .nav-dropdown-menu{
        display:none;
      }
    }


    /* Batch 24 — Dropdown layer/visibility fix */
    header{
      position:relative;
      z-index:9999;
      overflow:visible;
    }

    .header-inner,
    nav,
    .nav-dropdown{
      overflow:visible!important;
    }

    main,
    .hero,
    .subhero{
      position:relative;
      z-index:1;
    }

    .nav-dropdown-menu{
      z-index:10000;
      top:calc(100% + 10px);
    }

    .nav-dropdown:hover .nav-dropdown-menu,
    .nav-dropdown:focus-within .nav-dropdown-menu{
      z-index:10000;
    }


    /* Batch 28 — Web Design Team Reset
       Base: Batch 26. Scope: SEO landing pages only.
       Goal: one intentional Invicta design language without damaging the homepage. */

    .coverage-page{
      background:#f7f3ea;
    }

    .coverage-page .coverage-hero{
      background:
        radial-gradient(circle at 12% 18%,rgba(231,200,109,.16),transparent 26rem),
        linear-gradient(135deg,rgba(7,22,39,.99),rgba(12,31,51,.94)),
        repeating-linear-gradient(135deg,rgba(255,255,255,.04) 0,rgba(255,255,255,.04) 1px,transparent 1px,transparent 18px);
      color:#fff;
      border-bottom:1px solid rgba(231,200,109,.18);
    }

    .coverage-page .coverage-intro-section,
    .coverage-page .coverage-details-section,
    .coverage-page .faq-section,
    .coverage-page .related-section{
      background:#f7f3ea;
      color:#081827;
    }

    .coverage-page .coverage-intro-section{
      padding:90px 0 74px;
    }

    .coverage-page .coverage-details-section{
      padding:34px 0 92px;
    }

    .coverage-page .faq-section{
      padding:92px 0 42px;
    }

    .coverage-page .related-section{
      padding:42px 0 94px;
    }

    .coverage-page .content-grid{
      grid-template-columns:minmax(260px,.42fr) minmax(0,1fr);
      gap:58px;
      align-items:start;
    }

    .coverage-page .content-grid .prose{
      background:#fff;
      padding:38px 40px;
      border:1px solid rgba(12,31,51,.10);
      border-left:4px solid var(--gold2);
      box-shadow:0 18px 44px rgba(12,31,51,.075);
    }

    .coverage-page .prose p:last-child{
      margin-bottom:0;
    }

    .coverage-page .two-column-detail{
      gap:22px;
    }

    .coverage-page .detail-panel{
      padding:36px;
      background:#fff;
      border:1px solid rgba(12,31,51,.10);
      box-shadow:0 18px 44px rgba(12,31,51,.075);
    }

    .coverage-page .detail-panel h2{
      font-size:clamp(2rem,3.5vw,3.35rem);
    }

    .coverage-page .dark-detail{
      background:
        radial-gradient(circle at 90% 0%,rgba(231,200,109,.14),transparent 18rem),
        #081827;
      color:#fff;
      border:1px solid rgba(231,200,109,.22);
      box-shadow:0 24px 64px rgba(8,24,39,.22);
    }

    .coverage-page .mistake-section{
      padding:96px 0;
      background:
        linear-gradient(135deg,rgba(7,22,39,.99),rgba(12,31,51,.95)),
        repeating-linear-gradient(135deg,rgba(255,255,255,.035) 0,rgba(255,255,255,.035) 1px,transparent 1px,transparent 18px);
      color:#fff;
      border-top:1px solid rgba(231,200,109,.14);
      border-bottom:1px solid rgba(231,200,109,.14);
    }

    .coverage-page .mistake-section .agency-panel{
      display:grid;
      grid-template-columns:minmax(260px,.42fr) minmax(0,1fr);
      gap:58px;
      align-items:start;
      padding:0;
      background:transparent;
      border:0;
      border-radius:0;
      box-shadow:none;
    }

    .coverage-page .mistake-section .agency-panel .eyebrow{
      color:var(--gold2);
    }

    .coverage-page .mistake-section .agency-panel h2{
      max-width:520px;
      color:#fff;
    }

    .coverage-page .mistake-list{
      display:grid;
      gap:12px;
    }

    .coverage-page .mistake-list div{
      display:grid;
      grid-template-columns:54px 1fr;
      gap:18px;
      align-items:start;
      padding:20px 22px;
      border:1px solid rgba(231,200,109,.17);
      background:rgba(255,255,255,.045);
      box-shadow:0 18px 44px rgba(0,0,0,.16);
    }

    .coverage-page .mistake-list span{
      color:var(--gold2);
      font-size:14px;
      font-weight:950;
      letter-spacing:.13em;
      line-height:1.6;
    }

    .coverage-page .mistake-list p{
      margin:0;
      color:rgba(255,255,255,.82);
      font-size:16.5px;
      line-height:1.62;
      font-weight:600;
    }

    .coverage-page .faq-grid{
      grid-template-columns:repeat(2,1fr);
      gap:18px;
    }

    .coverage-page .faq-grid > div,
    .coverage-page .related-card,
    .coverage-page .landing-link-panel{
      background:#fff;
      border:1px solid rgba(12,31,51,.10);
      box-shadow:0 18px 44px rgba(12,31,51,.075);
    }

    .coverage-page .faq-grid > div{
      min-height:188px;
    }

    .coverage-page .related-card{
      min-height:168px;
    }

    .coverage-page .final-cta{
      border-top:1px solid rgba(231,200,109,.16);
    }

    @media(max-width:900px){
      .coverage-page .content-grid,
      .coverage-page .mistake-section .agency-panel,
      .coverage-page .faq-grid{
        grid-template-columns:1fr;
      }

      .coverage-page .coverage-intro-section,
      .coverage-page .coverage-details-section,
      .coverage-page .mistake-section,
      .coverage-page .faq-section,
      .coverage-page .related-section{
        padding:66px 0;
      }

      .coverage-page .content-grid .prose,
      .coverage-page .detail-panel{
        padding:30px;
      }
    }

    @media(max-width:560px){
      .coverage-page .mistake-list div{
        grid-template-columns:1fr;
        gap:8px;
        padding:18px;
      }
    }


    /* Batch 30 — Property hero composition fix */
    .property-ops-section{
      padding:96px 0 102px;
      background:
        radial-gradient(circle at 14% 12%,rgba(231,200,109,.13),transparent 25rem),
        linear-gradient(135deg,rgba(7,22,39,.99),rgba(12,31,51,.95));
      border-top:1px solid rgba(231,200,109,.12);
      border-bottom:1px solid rgba(231,200,109,.12);
    }

    .property-ops-hero{
      display:grid;
      grid-template-columns:minmax(320px,.92fr) minmax(360px,1.08fr);
      gap:72px;
      align-items:start;
    }

    .property-ops-heading h2{
      max-width:720px;
      margin-bottom:0;
      font-size:clamp(3.4rem,6.1vw,6.9rem);
      line-height:.96;
      letter-spacing:-.07em;
    }

    .property-ops-copy{
      max-width:760px;
      padding-top:8px;
    }

    .property-ops-copy p{
      color:rgba(255,255,255,.78);
      font-size:clamp(1.1rem,1.45vw,1.38rem);
      line-height:1.62;
      margin:0 0 22px;
    }

    .property-ops-copy .btn{
      margin-top:12px;
    }

    .property-ops-areas{
      margin-top:56px;
      padding-top:34px;
      border-top:1px solid rgba(231,200,109,.18);
    }

    .areas-header{
      display:flex;
      align-items:end;
      justify-content:space-between;
      gap:24px;
      margin-bottom:22px;
    }

    .areas-header .eyebrow{
      margin:0;
      color:var(--gold2);
    }

    .areas-header span{
      color:rgba(255,255,255,.56);
      font-size:14px;
      font-weight:800;
      letter-spacing:.08em;
      text-transform:uppercase;
      text-align:right;
    }

    .area-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:16px;
    }

    .area-grid a{
      display:flex;
      align-items:center;
      gap:16px;
      min-height:78px;
      padding:18px 20px;
      background:rgba(255,255,255,.045);
      border:1px solid rgba(231,200,109,.18);
      box-shadow:0 18px 46px rgba(0,0,0,.18);
      transition:transform .16s ease,border-color .16s ease,background .16s ease;
    }

    .area-grid a:hover,
    .area-grid a:focus{
      transform:translateY(-2px);
      border-color:rgba(231,200,109,.42);
      background:rgba(231,200,109,.08);
      outline:none;
    }

    .area-grid span{
      color:var(--gold2);
      font-size:12px;
      font-weight:950;
      letter-spacing:.13em;
      min-width:30px;
    }

    .area-grid strong{
      color:#fff;
      font-size:18px;
      line-height:1.2;
      letter-spacing:-.01em;
    }

    @media(max-width:980px){
      .property-ops-hero{
        grid-template-columns:1fr;
        gap:32px;
      }

      .property-ops-heading h2{
        font-size:clamp(3rem,10vw,5.8rem);
      }

      .area-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
      }

      .areas-header{
        display:block;
      }

      .areas-header span{
        display:block;
        margin-top:8px;
        text-align:left;
      }
    }

    @media(max-width:560px){
      .property-ops-section{
        padding:72px 0 78px;
      }

      .area-grid{
        grid-template-columns:1fr;
      }

      .area-grid a{
        min-height:68px;
      }
    }


    /* Batch 31 — Compact coverage grid polish */
    .property-ops-areas{
      margin-top:46px;
      padding-top:30px;
    }

    .areas-header{
      display:block;
      margin-bottom:18px;
    }

    .areas-header .eyebrow{
      display:inline-block;
      margin:0;
      color:var(--gold2);
    }

    .areas-header span{
      display:none!important;
    }

    .area-grid{
      gap:12px 14px;
    }

    .area-grid a{
      min-height:58px;
      padding:16px 18px;
      gap:12px;
      background:rgba(255,255,255,.032);
      border:1px solid rgba(231,200,109,.105);
      box-shadow:none;
    }

    .area-grid a:hover,
    .area-grid a:focus{
      transform:translateY(-1px);
      border-color:rgba(231,200,109,.34);
      background:rgba(231,200,109,.075);
    }

    .area-grid span{
      min-width:28px;
      font-size:11px;
      letter-spacing:.13em;
      opacity:.95;
    }

    .area-grid strong{
      font-size:17px;
      letter-spacing:-.015em;
    }

    @media(max-width:560px){
      .area-grid a{
        min-height:54px;
        padding:15px 16px;
      }
    }


    /* Batch 32 — Line-item coverage grid */
    .areas-header{
      margin-bottom:10px;
    }

    .area-grid{
      gap:16px 22px;
    }

    .area-grid a{
      position:relative;
      min-height:0;
      padding:14px 0 16px;
      gap:14px;
      background:transparent;
      border:none;
      box-shadow:none;
      border-radius:0;
      align-items:center;
    }

    .area-grid a:after{
      content:"";
      position:absolute;
      left:0;
      right:0;
      bottom:0;
      height:1px;
      background:rgba(231,200,109,.16);
      transition:background .16s ease, transform .16s ease;
      transform-origin:left center;
    }

    .area-grid a:hover,
    .area-grid a:focus{
      transform:none;
      background:transparent;
      border:none;
      box-shadow:none;
      outline:none;
    }

    .area-grid a:hover:after,
    .area-grid a:focus:after{
      background:rgba(231,200,109,.42);
      transform:scaleX(1.02);
    }

    .area-grid span{
      min-width:34px;
      font-size:12px;
      letter-spacing:.14em;
      color:var(--gold2);
    }

    .area-grid strong{
      font-size:19px;
      font-weight:900;
      letter-spacing:-.02em;
      color:#fff;
    }

    @media(max-width:560px){
      .area-grid{
        gap:12px;
      }

      .area-grid a{
        padding:12px 0 14px;
      }

      .area-grid strong{
        font-size:18px;
      }
    }


    /* Batch 33 — Contracts section style match */
    .contracts-req-section{
      padding:96px 0 102px;
      background:
        radial-gradient(circle at 84% 16%,rgba(231,200,109,.10),transparent 24rem),
        linear-gradient(135deg,rgba(7,22,39,.99),rgba(12,31,51,.95));
      border-top:1px solid rgba(231,200,109,.12);
      border-bottom:1px solid rgba(231,200,109,.12);
    }

    .contracts-req-hero{
      display:grid;
      grid-template-columns:minmax(320px,.92fr) minmax(360px,1.08fr);
      gap:72px;
      align-items:start;
    }

    .contracts-req-heading h2{
      max-width:760px;
      margin-bottom:0;
      font-size:clamp(3.3rem,6vw,6.5rem);
      line-height:.98;
      letter-spacing:-.07em;
    }

    .contracts-req-copy{
      max-width:760px;
      padding-top:8px;
    }

    .contracts-req-copy p{
      color:rgba(255,255,255,.78);
      font-size:clamp(1.1rem,1.45vw,1.38rem);
      line-height:1.62;
      margin:0 0 22px;
    }

    .contracts-req-copy .btn{
      margin-top:12px;
    }

    .contracts-req-areas{
      margin-top:46px;
      padding-top:30px;
      border-top:1px solid rgba(231,200,109,.18);
    }

    .contracts-areas-header{
      margin-bottom:10px;
    }

    .contracts-areas-header .eyebrow{
      display:inline-block;
      margin:0;
      color:var(--gold2);
    }

    .contracts-area-grid{
      display:grid;
      grid-template-columns:repeat(3,minmax(0,1fr));
      gap:16px 22px;
    }

    .contracts-area-grid a{
      position:relative;
      display:flex;
      align-items:center;
      gap:14px;
      min-height:0;
      padding:14px 0 16px;
      background:transparent;
      border:none;
      box-shadow:none;
      border-radius:0;
    }

    .contracts-area-grid a:after{
      content:"";
      position:absolute;
      left:0;
      right:0;
      bottom:0;
      height:1px;
      background:rgba(231,200,109,.16);
      transition:background .16s ease, transform .16s ease;
      transform-origin:left center;
    }

    .contracts-area-grid a:hover,
    .contracts-area-grid a:focus{
      outline:none;
    }

    .contracts-area-grid a:hover:after,
    .contracts-area-grid a:focus:after{
      background:rgba(231,200,109,.42);
      transform:scaleX(1.02);
    }

    .contracts-area-grid span{
      min-width:34px;
      font-size:12px;
      letter-spacing:.14em;
      color:var(--gold2);
      font-weight:950;
    }

    .contracts-area-grid strong{
      font-size:19px;
      font-weight:900;
      letter-spacing:-.02em;
      color:#fff;
      line-height:1.2;
    }

    @media(max-width:980px){
      .contracts-req-hero{
        grid-template-columns:1fr;
        gap:32px;
      }

      .contracts-req-heading h2{
        font-size:clamp(3rem,10vw,5.8rem);
      }

      .contracts-area-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
      }
    }

    @media(max-width:560px){
      .contracts-req-section{
        padding:72px 0 78px;
      }

      .contracts-area-grid{
        grid-template-columns:1fr;
        gap:12px;
      }

      .contracts-area-grid a{
        padding:12px 0 14px;
      }

      .contracts-area-grid strong{
        font-size:18px;
      }
    }


    /* Batch 34 — Contracts hero repair */
    .contracts-req-section{
      padding:86px 0 94px;
    }

    .contracts-req-hero{
      grid-template-columns:minmax(320px,.82fr) minmax(420px,1.18fr);
      gap:84px;
    }

    .contracts-req-heading h2{
      max-width:680px;
      font-size:clamp(3rem,4.65vw,5.25rem);
      line-height:1.02;
      letter-spacing:-.055em;
    }

    .contracts-req-copy{
      padding-top:12px;
    }

    .contracts-req-copy p{
      font-size:clamp(1.05rem,1.32vw,1.26rem);
      line-height:1.65;
    }

    @media(max-width:980px){
      .contracts-req-hero{
        grid-template-columns:1fr;
        gap:30px;
      }

      .contracts-req-heading h2{
        font-size:clamp(2.8rem,8.5vw,4.8rem);
        max-width:780px;
      }
    }

    @media(max-width:560px){
      .contracts-req-heading h2{
        font-size:clamp(2.55rem,11vw,3.8rem);
      }
    }


    /* Batch 35 — Homepage final CTA repair */
    .process-section{
      padding-bottom:46px;
    }

    .final-cta{
      padding:78px 0 86px;
      background:
        radial-gradient(circle at 12% 72%,rgba(231,200,109,.16),transparent 25rem),
        linear-gradient(135deg,rgba(7,22,39,.99),rgba(12,31,51,.95));
      color:#fff;
      border-top:1px solid rgba(231,200,109,.16);
      border-bottom:1px solid rgba(231,200,109,.16);
    }

    .final-cta .final-panel{
      display:grid;
      grid-template-columns:minmax(0,1fr) 380px;
      gap:44px;
      align-items:center;
      padding:0;
      border:0;
      border-radius:0;
      background:transparent;
    }

    .final-cta h2{
      color:#fff;
      max-width:880px;
      font-size:clamp(3rem,4.9vw,5.75rem);
      line-height:1.02;
      letter-spacing:-.065em;
      margin:0 0 24px;
    }

    .final-cta p{
      color:rgba(255,255,255,.74);
      font-size:18px;
      max-width:900px;
      margin:0;
    }

    .final-cta .eyebrow{
      color:var(--gold2);
      margin-bottom:24px;
    }

    .final-cta .cta-card{
      display:grid;
      gap:12px;
      justify-items:stretch;
      padding:28px;
      border:1px solid rgba(231,200,109,.18);
      background:rgba(255,255,255,.045);
      box-shadow:0 22px 56px rgba(0,0,0,.18);
    }

    .final-cta .cta-card .btn{
      width:100%;
      justify-content:center;
    }

    .final-cta .cta-card p{
      margin-top:14px;
      color:rgba(255,255,255,.62);
      font-size:13px;
      line-height:1.55;
    }

    @media(max-width:1050px){
      .final-cta .final-panel{
        grid-template-columns:1fr;
      }

      .final-cta .cta-card{
        max-width:460px;
      }
    }

    @media(max-width:760px){
      .process-section{
        padding-bottom:36px;
      }

      .final-cta{
        padding:64px 0 70px;
      }

      .final-cta h2{
        font-size:clamp(2.7rem,10vw,4.2rem);
      }
    }


    /* Batch 36 — Remove box around final CTA buttons */
    .final-cta .cta-card{
      padding:0;
      border:0;
      background:transparent;
      box-shadow:none;
    }

    .final-cta .cta-card p{
      margin-top:16px;
    }


    /* Batch 37 — Remove boxes from landing-page Common Mistakes rows */
    .coverage-page .mistake-list{
      gap:8px;
    }

    .coverage-page .mistake-list div{
      position:relative;
      padding:14px 0 16px;
      background:transparent;
      border:none;
      box-shadow:none;
      grid-template-columns:44px 1fr;
      gap:16px;
    }

    .coverage-page .mistake-list div:after{
      content:"";
      position:absolute;
      left:0;
      right:0;
      bottom:0;
      height:1px;
      background:rgba(231,200,109,.16);
      transition:background .16s ease, transform .16s ease;
      transform-origin:left center;
    }

    .coverage-page .mistake-list div:hover:after{
      background:rgba(231,200,109,.34);
      transform:scaleX(1.01);
    }

    .coverage-page .mistake-list span{
      font-size:12px!important;
      min-width:34px;
      line-height:1.5;
    }

    .coverage-page .mistake-list p{
      font-size:16.5px!important;
      line-height:1.58!important;
    }

    @media(max-width:560px){
      .coverage-page .mistake-list div{
        grid-template-columns:1fr;
        gap:8px;
        padding:12px 0 14px;
      }
    }


    /* Batch 38 — About page spacing cleanup */
    .about-page .content-section{
      padding:72px 0 38px;
    }

    .about-page .agency-section{
      padding:38px 0 78px;
      background:#f7f3ea;
    }

    .about-page .agency-panel{
      align-items:start;
      padding:34px 0 0;
      border:0;
      border-top:1px solid rgba(12,31,51,.10);
      border-radius:0;
      background:transparent;
      box-shadow:none;
    }

    .about-page .agency-panel p{
      color:rgba(8,24,39,.76);
    }

    .about-page .agency-panel .eyebrow{
      color:#68707f;
    }

    .about-page .agency-panel h2{
      color:#081827;
      max-width:620px;
    }

    .about-page .gold-copy{
      color:#8b6318!important;
      max-width:820px;
      margin-bottom:24px!important;
    }

    .about-page .mini-list{
      display:grid;
      grid-template-columns:repeat(2,minmax(0,1fr));
      gap:12px 28px;
      margin-top:10px;
    }

    .about-page .mini-list span{
      position:relative;
      display:block;
      padding:12px 0 14px;
      border:0;
      border-bottom:1px solid rgba(201,154,54,.24);
      background:transparent;
      color:#081827;
      font-size:16px;
      font-weight:900;
    }

    .about-page .process-section{
      padding-top:74px;
    }

    @media(max-width:900px){
      .about-page .content-section{
        padding:60px 0 28px;
      }

      .about-page .agency-section{
        padding:30px 0 64px;
      }

      .about-page .agency-panel{
        grid-template-columns:1fr;
        gap:28px;
      }
    }

    @media(max-width:560px){
      .about-page .mini-list{
        grid-template-columns:1fr;
      }
    }

/* Homepage V2 — lead-first, card-based, SEO-friendly homepage */
.homepage-v2 .hero-grid{
  grid-template-columns:minmax(0,1.05fr) 420px;
}

.homepage-v2 .homepage-fast-card h2{
  font-size:28px;
  letter-spacing:-.035em;
}

.homepage-v2 .compact-head{
  max-width:900px;
  margin-bottom:30px;
}

.quick-card-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:16px;
}

.quick-card{
  min-height:260px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  gap:16px;
  padding:24px;
  border:1px solid var(--darkLine);
  border-radius:22px;
  background:var(--white);
  box-shadow:0 10px 24px rgba(6,22,41,.06);
  transition:.18s ease;
}

.quick-card:hover{
  border-color:rgba(201,154,54,.75);
  box-shadow:0 20px 55px rgba(6,22,41,.12);
  transform:translateY(-2px);
}

.quick-card > span{
  color:#7a5412;
  font-size:12px;
  font-weight:900;
  letter-spacing:.14em;
  text-transform:uppercase;
}

.quick-card h3{
  font-size:26px;
}

.quick-card p{
  color:var(--muted);
  margin:0;
}

.quick-card strong{
  color:#7a5412;
  font-size:14px;
}

.homepage-trust-panel{
  align-items:start;
}

.trust-copy-block > p{
  margin-top:0;
}

.mini-proof-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:14px;
  margin-top:22px;
}

.mini-proof-grid div{
  padding:18px;
  border:1px solid var(--darkLine);
  border-radius:18px;
  background:var(--paper);
}

.mini-proof-grid strong,
.mini-proof-grid span{
  display:block;
}

.mini-proof-grid strong{
  color:var(--navy);
  margin-bottom:6px;
}

.mini-proof-grid span{
  color:var(--muted);
  font-size:14px;
}

.homepage-industries-section{
  background:var(--white);
}

.industry-card-grid{
  display:grid;
  grid-template-columns:repeat(5,minmax(0,1fr));
  gap:12px;
}

.industry-card{
  display:block;
  min-height:150px;
  padding:18px;
  border:1px solid var(--darkLine);
  border-radius:18px;
  background:var(--white);
  box-shadow:0 8px 20px rgba(6,22,41,.045);
  transition:.18s ease;
}

.industry-card:hover{
  border-color:rgba(201,154,54,.75);
  box-shadow:0 18px 40px rgba(6,22,41,.10);
  transform:translateY(-2px);
}

.industry-card h3{
  font-size:18px;
  letter-spacing:-.02em;
  margin-bottom:8px;
}

.industry-card p{
  color:var(--muted);
  font-size:14px;
  line-height:1.45;
  margin:0;
}

.centered-action{
  display:grid;
  justify-items:center;
  gap:14px;
  margin-top:30px;
  text-align:center;
}

.centered-action p{
  margin:0;
  color:var(--muted);
  font-weight:800;
}

.owner-protection-section .owner-risk-list{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:10px;
  margin:22px 0 26px;
}

.owner-risk-list a{
  display:block;
  padding:13px 14px;
  border-radius:14px;
  border:1px solid var(--darkLine);
  background:var(--white);
  color:var(--navy);
  font-weight:900;
}

.owner-risk-list a:hover{
  border-color:rgba(201,154,54,.75);
}

.seo-faq-section .section-head p:not(.eyebrow){
  color:rgba(255,255,255,.74);
}

.faq-card-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:16px;
}

.faq-card-grid > div{
  padding:24px;
  border-radius:20px;
  border:1px solid rgba(231,200,109,.18);
  background:rgba(255,255,255,.055);
}

.faq-card-grid h3{
  color:var(--white);
  font-size:22px;
  margin-bottom:10px;
}

.faq-card-grid p{
  color:rgba(255,255,255,.74);
  margin:0;
}

@media(max-width:1100px){
  .homepage-v2 .hero-grid,
  .quick-card-grid,
  .mini-proof-grid{
    grid-template-columns:1fr;
  }

  .industry-card-grid{
    grid-template-columns:repeat(3,minmax(0,1fr));
  }
}

@media(max-width:760px){
  .quick-card-grid,
  .industry-card-grid,
  .owner-protection-section .owner-risk-list,
  .faq-card-grid{
    grid-template-columns:1fr;
  }

  .quick-card{
    min-height:auto;
  }

  .industry-card{
    min-height:auto;
  }
}