Insurance Disclosures

Effective date: July 25, 2026

Licensed insurance activity

Insurance recommendations, applications, and coverage placement are handled only by appropriately licensed insurance professionals. Availability depends on the responsible professional’s state licensing, carrier appointments, underwriting, eligibility, and regulatory requirements.

Current producer or agency licensing information will be provided by the licensed professional handling the inquiry and may be verified through the applicable state department of insurance.

Products are not available everywhere

Not every carrier, product, plan, limit, endorsement, or coverage type is available in every state or for every applicant. An advisor conversation does not guarantee availability, approval, pricing, or a particular coverage result.

No coverage is bound through the website

Website content, forms, email, telephone calls, meetings, and scheduling activity do not bind, modify, renew, cancel, or change insurance coverage. Written confirmation from the appropriately licensed party and/or carrier is required.

Compensation and fees

Insurance professionals may receive commissions or other compensation from carriers or related entities when coverage is placed. Compensation may vary by carrier, product, premium, and policy type.

There is no fee to submit a website inquiry or schedule an initial coverage conversation. Insurance premiums, policy fees, and other charges, if any, are determined and disclosed by the applicable carrier or provider before coverage is placed.

No government affiliation

Invicta Capital Group is not affiliated with or endorsed by Medicare, Medicaid, the U.S. government, any state exchange, or any government agency. Government program names and links are used only for identification and educational purposes.

Health insurance and Medicare advertising

Health and Medicare-related products are subject to additional federal, state, carrier, platform, certification, appointment, and marketing requirements. Website availability does not mean that Invicta Capital Group is authorized to advertise or offer every health or Medicare product in every jurisdiction.

For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE. This website does not replace official program guidance or plan documents.

Coverage descriptions

Coverage descriptions are summaries only. Actual policy language, exclusions, conditions, definitions, limits, deductibles, endorsements, and carrier documents control.

Business identity and contact

Invicta Capital Group
East Orange, NJ, US
1-877-530-2897
info@invictaprotection.com